:root {
  color-scheme: light;
  --blue: #098ff2;
  --blue-dark: #0376c9;
  --blue-soft: #e5f3ff;
  --black: #050505;
  --ink: #151515;
  --muted: #5f6360;
  --line: #e7e7e7;
  --paper: #ffffff;
  --surface: #f8f8f8;
  font-family: Arial, Helvetica, sans-serif;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  min-height: 100vh;
  color: var(--ink);
  background: var(--paper);
  overflow-x: hidden;
}

html {
  overflow-x: hidden;
}

a {
  color: inherit;
}

.utility-bar {
  background: var(--blue);
  color: #fff;
  font-size: 1rem;
}

.utility-inner {
  width: min(1200px, calc(100% - 40px));
  min-height: 42px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.phone-link {
  font-weight: 700;
  text-decoration: none;
  white-space: nowrap;
}

.phone-link::before {
  content: "";
  display: inline-block;
  width: 22px;
  height: 22px;
  margin-right: 8px;
  vertical-align: -6px;
  border-radius: 999px;
  background: #fff;
  box-shadow: inset 0 0 0 7px #fff;
}

.utility-nav {
  display: flex;
  align-items: center;
  gap: clamp(18px, 3vw, 34px);
  font-weight: 700;
}

.utility-nav a {
  color: #fff;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.site-header {
  width: min(1220px, calc(100% - 40px));
  min-height: 154px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 150px 1fr auto;
  align-items: center;
  gap: 32px;
  background: #fff;
}

.brand {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 150px;
  height: 150px;
}

.brand img {
  display: block;
  width: 132px;
  height: 126px;
  object-fit: contain;
}

.main-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: clamp(28px, 5vw, 74px);
  color: #111;
  font-size: 0.95rem;
  font-weight: 700;
  text-transform: uppercase;
}

.main-nav a {
  color: #111;
  text-decoration: none;
}

.main-nav a.active,
.main-nav a:hover {
  color: var(--blue);
}

.header-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 180px;
  min-height: 50px;
  padding: 0 24px;
  border-radius: 8px;
  background: var(--blue-soft);
  color: #fff;
  font-weight: 700;
  letter-spacing: 0;
  text-decoration: none;
  text-transform: uppercase;
}

.header-cta::after {
  content: ">";
  margin-left: 12px;
}

.hero {
  position: relative;
  min-height: 520px;
  display: flex;
  align-items: center;
  overflow: hidden;
  background:
    linear-gradient(90deg, rgba(9, 143, 242, 0.46), rgba(9, 143, 242, 0.18)),
    url("/assets/hero-house.png") center / cover no-repeat;
}

.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(9, 143, 242, 0.18);
}

.compact-hero {
  min-height: 430px;
}

.legal-hero {
  min-height: 470px;
}

.hero-copy {
  position: relative;
  z-index: 1;
  width: min(1120px, calc(100% - 40px));
  margin: 0 auto;
  color: #fff;
}

.hero-copy::before {
  content: "";
  position: absolute;
  left: -28px;
  top: 16px;
  width: 5px;
  height: 84px;
  background: #fff;
}

.hero-kicker {
  margin: 0 0 14px;
  font-size: 1rem;
  font-weight: 700;
}

h1 {
  max-width: 760px;
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(2.5rem, 6vw, 4.4rem);
  font-weight: 900;
  line-height: 1.05;
  letter-spacing: 0;
  text-shadow: 0 2px 0 rgba(0, 0, 0, 0.08);
}

.hero-copy p:not(.hero-kicker) {
  max-width: 620px;
  margin: 18px 0 0;
  font-size: 1.15rem;
  line-height: 1.55;
  font-weight: 700;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 28px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 180px;
  min-height: 58px;
  padding: 0 28px;
  border-radius: 8px;
  font-weight: 700;
  text-decoration: none;
}

.button-light {
  background: #fff;
  color: var(--black);
}

.button-outline {
  border: 2px solid #fff;
  color: #fff;
}

.button-dark {
  background: #000;
  color: #fff;
}

.legal-section {
  width: min(950px, calc(100% - 40px));
  margin: 0 auto;
  padding: 78px 0 86px;
  text-align: center;
}

.section-label {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  color: var(--muted);
  font-size: 0.9rem;
  font-weight: 700;
}

.section-label span {
  width: 34px;
  height: 2px;
  background: var(--blue);
}

h2 {
  max-width: 760px;
  margin: 14px auto 0;
  color: var(--blue);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 900;
  line-height: 1.12;
  letter-spacing: 0;
}

p {
  font-size: 1rem;
  line-height: 1.65;
}

.section-intro,
.updated {
  max-width: 760px;
  margin: 18px auto 0;
  color: var(--ink);
  font-weight: 700;
}

.updated {
  color: var(--muted);
  font-size: 0.95rem;
}

.policy-body {
  position: relative;
  max-width: 830px;
  margin: 34px auto 0;
  padding: 34px 38px 34px 48px;
  border-left: 10px solid var(--blue);
  border-radius: 8px;
  background: var(--surface);
  text-align: left;
  box-shadow: 0 12px 26px rgba(0, 0, 0, 0.06);
}

.policy-body p {
  margin: 0 0 18px;
  color: #252525;
  font-weight: 700;
}

.policy-body h3 {
  margin: 0 0 16px;
  color: var(--blue);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1.45rem;
  line-height: 1.2;
  letter-spacing: 0;
}

.policy-body p:last-child {
  margin-bottom: 0;
}

.policy-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 22px;
  margin-top: 36px;
}

.policy-link {
  display: grid;
  gap: 10px;
  padding: 30px;
  border-radius: 8px;
  background: var(--surface);
  border-top: 8px solid var(--blue);
  color: var(--ink);
  text-align: left;
  text-decoration: none;
}

.policy-link strong {
  color: #000;
  font-size: 1.25rem;
}

.policy-link span {
  color: var(--muted);
  line-height: 1.5;
}

.page-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 24px;
  margin-top: 34px;
}

.text-link {
  color: #111;
  font-weight: 700;
  text-decoration: underline;
  text-decoration-color: var(--blue);
  text-decoration-thickness: 2px;
  text-underline-offset: 5px;
}

.site-footer {
  padding: 44px 20px;
  background: #000;
  color: #fff;
  text-align: center;
}

.site-footer img {
  width: 86px;
  height: 82px;
  object-fit: contain;
}

.site-footer p {
  margin: 14px auto;
  font-weight: 700;
}

.site-footer a {
  color: #fff;
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 4px;
}

@media (max-width: 900px) {
  .utility-inner {
    justify-content: center;
  }

  .utility-nav {
    display: none;
  }

  .site-header {
    min-height: auto;
    grid-template-columns: 92px 1fr;
    padding: 14px 0;
  }

  .brand {
    width: 92px;
    height: 92px;
  }

  .brand img {
    width: 86px;
    height: 82px;
  }

  .main-nav {
    justify-content: flex-end;
    gap: 16px;
    font-size: 0.78rem;
  }

  .header-cta {
    display: none;
  }

  .hero {
    min-height: 430px;
  }
}

@media (max-width: 680px) {
  .site-header {
    width: calc(100% - 24px);
    display: flex;
    justify-content: center;
    padding: 16px 0;
  }

  .brand {
    width: 84px;
    height: 84px;
  }

  .brand img {
    width: 78px;
    height: 74px;
  }

  .main-nav {
    display: none;
  }

  .hero-copy {
    width: calc(100% - 32px);
    max-width: 260px;
  }

  .hero-copy::before {
    left: -14px;
    height: 70px;
  }

  h1 {
    width: 100%;
    max-width: 100%;
    font-size: 1.72rem;
    overflow-wrap: anywhere;
    word-break: normal;
  }

  .hero-copy p:not(.hero-kicker) {
    width: 100%;
    max-width: 100%;
    font-size: 0.94rem;
    overflow-wrap: anywhere;
  }

  .hero-actions {
    width: 100%;
    max-width: 260px;
    flex-direction: column;
  }

  .button {
    width: 100%;
    min-width: 0;
  }

  .legal-section {
    width: calc(100% - 28px);
    max-width: 260px;
    padding: 52px 0 60px;
  }

  h2 {
    width: 100%;
    max-width: 100%;
    font-size: 1.68rem;
    overflow-wrap: anywhere;
  }

  .policy-body {
    width: 100%;
    max-width: 100%;
    padding: 24px 18px 24px 24px;
    border-left-width: 8px;
    overflow-wrap: anywhere;
  }

  .policy-body p {
    font-size: 0.94rem;
    overflow-wrap: anywhere;
  }

  .policy-body h3 {
    font-size: 1.22rem;
    overflow-wrap: anywhere;
  }

  .policy-grid {
    grid-template-columns: 1fr;
  }
}